Mortgage Rates: Dont Lock Your House This Weekend! shorts [l9Fj3rX8Fni]
🏠 HOW MUCH HOUSE CAN YOU AFFORD? Before you start shopping for your first home, you need to know one thing: What can you actually afford? In today’s video, I’m walking you through the TRU Homebuyer App — a simple tool designed to help first-time homebuyers estimate how much home they may be able to buy based on income, debts, credit, down payment, and basic mortgage guidelines. 👉 Try the TRU Homebuyer App here: This tool is designed to help you understand: • How much home you may be able to afford • Why income and debt matter • How credit score can impact your options • Why down payment is only one part of the equation • What lenders look at when reviewing a mortgage application • Why getting pre-approved before shopping is so important This is not a final approval or commitment to lend — but it is a great first step if you are thinking about buying a home and want to understand where you stand. Life is stressful enough. Your mortgage should not be. My goal is simple: help you understand the mortgage process before you get overwhelmed by it. ------------------------------------------------------------ NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved 📅 Want to Talk Through Your Options? Schedule a Consultation 📊 Track Mortgage Rates With RateWatch ✉️ Have Questions? Contact / Ask Dan ------------------------------------------------------------ TOP RESOURCES 📊 Credit Monitoring — SmartCredit 📈 Free Credit Scores — Credit Karma ------------------------------------------------------------ FOLLOW THE RATE UPDATE YouTube: Instagram: TikTok: Website: ------------------------------------------------------------ Welcome to The Rate Update with Dan Frio. I break down mortgage rates, housing, inflation, Treasury yields, Federal Reserve policy, and the economic news that impacts homebuyers, homeowners, real estate professionals, and anyone watching the housing market. My goal is simple: Help you understand what’s happening, why it matters, and what you should do next. Whether you’re buying your first home, refinancing your current mortgage, comparing lenders, or trying to understand where rates may go next, you’re in the right place. ------------------------------------------------------------ LICENSING INFO & DISCLOSURE Dan Frio, Licensed Mortgage Loan Officer, NMLS #246527, with TRU Mortgage Team / PBT Bancorp, NMLS #257781. Equal Housing Lender. Address: 524 Main Street Hazard, KY 41701 For licensing information, go to: www.nmlsconsumeraccess.org Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of an application does not represent an approval for financing or an interest rate guarantee. All information provided in this video and description is for educational and informational purposes only and should not be construed as financial advice, legal advice, tax advice, investment advice, or a commitment to lend. Mortgage approvals, loan terms, interest rates, down payment requirements, program availability, and guidelines are subject to change without notice and depend on borrower qualifications, including but not limited to credit score, income, assets, employment, property type, occupancy, appraisal, title, underwriting approval, and current lending guidelines. TRU Mortgage Team / PBT Bancorp has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture, or any other government agency. All opinions expressed are solely those of Dan Frio and do not necessarily reflect the views of PBT Bancorp, its affiliates, or any other institution. TRU Mortgage Team / PBT Bancorp NMLS #257781 Dan Frio NMLS #246527 Equal Housing Lender